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WHY BORROW FROM US?

As long as you’re communicating with us, we won’t be adding extra fees.

Unlike many lenders, we do not believe in making your situation worse by adding unnecessary fees.

Most other lenders will charge you a default fee of more than $30 and add $7 every day until you make up the missed payment.

We would rather speak with you than simply add on extra fees.

Contact us at least 12 hours before a payment becomes due to avoid any extra charges.

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*Discount rate offer applies to customers who have no other Small Amount Credit Contracts of foot, have 90 days of reversal free banking, been employed in the same job for 3 months, are not a gambler and also meet our usual lending criteria.

We Can Help You.

There's nothing funny about being caught short. We do payday loans of between $250 and $1,500, with quick approval when you need a fast cash loan. Speak to our customer service representative now on 1300 242 274 or apply online.

 
1

Call us

WE CAN HELP YOU. OUR PHONE LINES OPEN between 9am and 9pm.
Call US: 1300 242 274

2

Apply online

Fill in the online application form 24 hours a day.

Apply Now
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How to Qualify

  • Making a minimum $1,000 take home per month?

  • Are you are 18+ years old and an Australian resident?

  • Do you have a bank account in your name?

  • Have you got 100 points of ID?

  • If you have these 4 things, CLUB MONEY can help you TODAY.

 

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Why choose Club Money for your cash loan?

  • Quick
  • Ease of use
  • Trusted
  • Bad credit loans
  • Manageable
Instant loans

How fast is a Club Money cash loan?

We understand that sometimes Australians need money fast. Whether it's for an unexpected bill, car repair, or last-minute weekend getaway, we get it, sometimes you need money without the wait. That's why at Club Money we always strive to provide fast cash loan solutions.

So, how fast is fast?

  • Our online application form can be completed quickly in less than 5 minutes
  • During business hours approval can take as little as 30 minutes
  • Once approved you could have your cash by the end of the day

Exactly how long transfer of funds will take will depend on your financial institution. Transfers to major banks like Westpac, NAB, or the Commonwealth Bank can take just two hours. Transfers to smaller institutions and credit unions may take one to two days.

Unlike with larger loans, payday loans of between $250 and $1500 do not require extensive documentation. This means you do not have to waste time chasing down misplaced or infrequently-used documents.

easy loans

Is it easy to apply with Club Money?

Yes! At Club Money, we only offer small-sized payday loans, which means we can keep paperwork to a minimum. Our online application form can be completed in minutes. And, with cash loans of $250 to $1500, extensive documentation isn't required. From start to finish, we make getting a little extra cash fast and easy.

What do we need?

  • Identification, such as a driver's licence
  • Bank details, so we know where to transfer your money
  • Proof of regular employment with a take home pay of $1000+ p/m

That's it! Simply fill out an application form, provide the above details and you could have your cash by the end of the day. If at any point during the process you have a question about service, call us. Our friendly staff will be happy to answer any queries you may have.

We consider all applications. However, we are committed to being a responsible lender and to only supplying payday loans to suitable applicants. Therefore, in some cases, we will be unable to offer a cash loan.

trusted lender

Is Club Money a trustworthy lender?

Absolutely. At Club Money, we put all of our fees upfront, so there are never any unexpected costs or nasty surprises. We're flexible too. So, if for whatever reason you cannot make a repayment, get in touch, we may be able to help you to reschedule your cash loan. And, provided you keep us in the loop we can, in some cases, waive penalty fees.

Trust us for:

  • Transparent fees with no nasty surprises
  • Flexible repayments options
  • Knowledgeable staff. We're here to help.

We do not charge compound interest on any of our payday loans. Instead, we charge two easy-to-understand fees. An establishment fee of 20% of the principal (the borrowed amount) and a monthly fee of 4% of the principle. Penalty fees, in some circumstances, may also apply. You can see our full fee statement here.

Club Money is a completely online service, so we only accept applications via our website. You can, however, call us on 1300 242 274. Our friendly staff are available during normal business hours and will be happy to answer any questions you may have regarding our service.

bad credit loans

I have a poor credit history, can I still apply?

Yes! We understand that credit history doesn't always tell the full story. Circumstances change. Just because you've had difficulties in the past, doesn't mean you can't meet your financial commitments today. Everyone deserves a second chance. That's why we consider all applicants, including those with bad credit.

Choose Club Money for:

  • Second chance cash loans
  • Cash loans for self-employed individuals
  • Cash loans for part-time employed individuals

Unfortunately, we cannot provide payday loans to applicants whose income is derived solely from Centrelink. Additionally, individuals must meet our lending requirements. We are committed to only providing loans to suitable candidates. Therefore, we are unable to offer loans to those in selected circumstances.

Have you been denied elsewhere? We may be able to help. Provided you meet our lending requirements, you may be eligible for a Club Money payday loan, even if you've had an application rejected by another lender.

manageable loans

Are Club Money payday loans easy to manage?

At Club Money, we always strive to make our payday loans easy and worry-free. From our straightforward application process to our simple monthly repayment options, we take the hassle out of managing your cash loan. Plus, should you need to reschedule a repayment, we may be able to help you with that too.

Make managing your cash loan easy with:

  • Our straightforward application process
  • Fixed fees, no compound interest
  • Scheduled direct debit payments

With a Club Money payday loan, you'll always know how much you'll pay and when. There are no hidden costs or surprise expenses. You can apply for your payday loan online anytime using your computer, smartphone or tablet. Extensive paperwork is not required, and approval can take as little as 30 minutes.

To get started with Club Money, see our loan application page. Provided you meet our lending requirements and are able to supply the necessary documentation, you could have your cash by the end of the day.

We know that sometimes in life unexpected expenses can pop up and catch you off guard, placing you under unnecessary and unwanted stress

We provide payday loans for life's unexpected hurdles - no hassle, bank lines, or long approval/transfer times!


With our payday loans, the amount you can borrow will be determined by the information you provide, but could be anywhere between $250 and $1,500. The loan can be used for any purpose.


A small cash Loan is a short-term solution, repaid over a period of between sixteen (16) days and six months. No guarantor or security required!

payday loans for families

Loans for all needs

Whatever the reason for your loan, Club Money can help you out.

Bad Credit Loans

Got bad credit? That's no problem if your recent banking is problem-free.

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Car Repair

Urgent car repairs or servicing is no problem with fast cash loans

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Cash Loans

When expenses catch you off-guard, a fast cash loan can save the day.

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Payday Loans

Payday Loans are an easy solution when you get caught short

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Same Day Loans

Need money fast ? You can have your loan on the same day you apply

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Bad Credit Loans

Got bad credit? That's no problem if your recent banking is problem-free.

Learn more
Car Repair

Urgent car repairs or servicing is no problem with fast cash loans

Learn more
Cash Loans

When expenses catch you off-guard, a fast cash loan can save the day.

Learn more
Payday Loans

Payday Loans are an easy solution when you get caught short

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Same Day Loans

Need money fast ? You can have your loan on the same day you apply

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SHORT TERM LOANS BETWEEN $250 AND $1,500


Start Your Application

!WARNING - Do you really need a loan today?*



It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.