Requirements
OUR LENDING CRITERIA
You must:
- Be at least 18 years of age.
- Be an Australian resident.
- Be earning more than $250 per week and have received at least 3 consecutive payments from your current employer.
- Have a bank account in your own name.
You will need:
- Your primary internet banking login details.
- Your drivers' licence and/or Medicare card numbers.
We will be unable to assist:
- If your bank statements show multiple reversals/dishonours of direct debit payments to other lenders in the preceding 90 days.
- If you have more than two other Small Amount Credit Contract (Loan) active.
- If you fail to declare other loan/s and/or commitments.
- If your bank statements do not demonstrate wages being paid in on a regular day of the week, fortnight or month.
- If your spending habits and income indicate to us that a loan from us may be unsuitable for the you, or may cause you financial hardship.
All applications are subject to affordability and eligibility tests.