Get your home fixed with a home repair loan



Apply Online

Applying for a home repair loan only takes a few minutes. Check our fee statement and lending criteria, then start your application.


We review it

We can review your application within 30 minutes of receiving it during business hours. We'll get in touch to let you know the outcome and finalise the loan.


Pay for repairs

Once approved, we transfer the funds instantly to your bank so you can pay for your home repairs. Transfer times vary depending on your bank.

Home repair loans can help you get your home fixed quicker

  • Quick repairs
  • Fast approval
  • Responsible lending
  • Flexible repayments
  • No hidden fees

Get home repairs when you need them, don't put them off.

If something breaks at home, get the repairs when you need them instead of putting them off until you have the funds. In some cases, your home may be unsafe if you leave it unrepaired.

A home repair loan can help you get the funds you need to repair your home more quickly. Don't make do with a broken window, stove, or heater, get it fixed.


We know how import speed is for home repairs.

We work hard to make sure you get your home repair loan as quickly as possible so you can get your repairs done when you need them.

If you apply during business hours, the funds could be in your account within just a few hours.

quick loans

At Club Money, we take our responsible lending obligations seriously.

We know how important responsible lending is. We are a licensed Small Amount Credit Contract lender, and our policies and practices are regulated by the government.

We don't approve home repair loans if they are going to be unsuitable or unaffordable for the borrower.

easy repayments

We don't believe in making your situation worse with unnecessary fees.

If you're going to have trouble making a scheduled repayment, all you need to do is get in touch with us, and we can reschedule your loan so that it's more manageable for you.

As long as you stay in touch with us, we don't charge daily late fees.


You always know what to expect with us.

We're upfront with all our fees, so you know exactly what you're getting. You'll know how much your repayments are, when they're due, and how many repayments you have to make.

Our standard fees for home repair loans are a loan establishment fee of 20% of the loan amount and a monthly fee of 4% of the loan amount. There may be other fees which apply if you default. Find out more here.

Whether you're renting or have a mortgage, don't put off home repairs.

If you're renting, some home repairs will be covered by your landlord. But things like a broken window or washing machine may be up to you to pay for. You don't need to put off repairs because of a lack of funds.

A home repair loan can help you fix what you need you need to fix when you need to fix it. Don't just make do and put up with broken things in your home.

If you need a home repair loan, apply online today.

home repair loans


Start Your Application

!WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.