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We Can Help You.

There's nothing funny about being caught short. We do small, low interest payday loans from $250 and $1,500.
Speak to our customer service representative now on 1300 242 274 or apply online.

 
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Call us

WE CAN HELP YOU. OUR PHONE LINES OPEN between 9am and 9pm.
Call US: 1300 242 274

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Apply online

Fill in the online application form 24 hours a day.

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How to Qualify

  • Making a minimum $1,000 take home per month?

  • Are you are 18+ years old and an Australian resident?

  • Do you have a bank account in your name?

  • Have you got 100 points of ID?

  • If you have these 4 things, CLUB MONEY can help you TODAY.

 

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The who, what, when, where, and why of payday loans

  • Who
  • What
  • When
  • Where
  • Why
easy payday loans

Who can apply for a payday loan?

We want to offer payday loans to all Australians who need them. However, we are also a responsible lender, and will only provide loans in instances where it is responsible to do so. Because of this, we do have some restrictions on who can apply for a loan and when they can do so.

To apply with Club Money, you must be an Australian resident, aged 18 or over, with a take home income of at least $1000 per a month. You must also have 100 points of ID and a bank account in your name. Unfortunately, we cannot process loans where income is derived solely from Centrelink.

You can apply even if you have a bad credit history. However, we will not be able to issue a loan if you have more than one other Small Amount Credit Contract (SACC) active. Additionally, we cannot offer you a loan if your bank statements show multiple reversals/dishonours of direct debit payments to other lenders in the preceding 90 days. You can view our full requirements here.

Payday loans

What is a payday loan?

A Club Money payday loan is a short-term loan of between $250 and $1500. They're called payday loans because they're often paid back on the following payday. They can, however, be paid back with regular payments over the course of 16 to 180 days.

Unlike with traditional bank loans and credit cards, we do not charge compound interest on our loans. Payday loans instead charges fees, including an establishment fee of 20% of the principal (the amount borrowed), as well as a monthly fee of 4% of the principal.

Penalty fees may also apply for late or missed repayments, but these can be waived in some instances. For full fee details check out our fee statement. You can also call us for more information regarding any of our fees or services.

Quick loans

When can I apply?

Club Money is an online only service, so applications are not restricted to the opening hours of a traditional bricks and mortar store. As long as you have an internet-enabled smartphone, tablet, or computer, you can apply with Club Money any time, 24 hours a day, 7 days a week, 365 days a year.

Provided you meet our loan requirements, you can apply with us in just minutes. All you need is some personal details and identification. During normal working hours, we can get back to you regarding approval in as little as 30 minutes. If you apply late in the day or over the weekend, we'll contact you early on the next business day.

Once approved, we'll transfer your loan amount into your chosen account straight away. However, transfer time will depend on your bank. If you're with a major bank like Westpac or NAB, your money could be with you within hours. If you're with a smaller bank or credit union, the transfer may take one to two days.

online loans

Where can I apply?

You can apply with Club Money on our website. It's fast and easy. As long as you meet our requirements, you can apply with us anytime, day or night. You'll just need some identification and your bank details, so we know where to transfer your money.

You can apply with us from anywhere in Australia. Whether you're in Victoria, Western Australia, Queensland, or anywhere in between, we can help. We cannot, however, accept loan applications from outside of the country.

Club Money is an online only lending service. We do not have stores or outlets, and while we are available for queries and customer service over the phone, we do not accept loan applications by phone. You can submit your application on our credit application page.

Why a payday loan

Why apply for a payday loan with Club Money?

We find that Australians apply for payday loans for a variety of reasons. Some of our customers need additional funds for an unexpected bill, such as emergency car repairs. Others get a loan for a much needed holiday. While some people just need a little extra for a weekend out.

Many of our customers choose payday loans because unlike traditional bank loans and credit cards, there is no complicated compound interest, just fees. So our customers know exactly what they'll pay and when.

Another reason to choose Club Money is because we provide flexible repayment solutions. We understand that situations change and that sometimes customers need to reschedule their repayments. Should you be unable to make a payment, call us immediately. One of friendly staff may be able to help.

We Understand that sometimes in life, unexpected expenses can pop up and catch you off guard, placing you under unnecessary and unwanted stress

We provide small payday loans Australia wide to help you get over life's unexpected hurdles - no hassle, bank lines, or long approval/transfer times!


The payday loan amount you can borrow will be determined by the information you provide, but could be anywhere between $250 and $1,500. Your payday advance can be used for any purpose.


A Payday Loan is a short-term payday advance, repaid over a period of between sixteen (16) days and one year. No guarantor or security required!

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As Featured on

Melbourne

140 Bourke Street
Melbourne
VIC 3000

Sydney

Level 25
88 Phillip Street
Sydney NSW 2000

Adelaide

Level 3
97 Pirie Street
Adelaide SA 5000

Perth

Level 14
197 St Georges Terrace
Perth WA 6000

Brisbane

Level 54
111 Eagle Street
Brisbane QLD 4000

Canberra

2 Endeavour House Cnr
Captain Cook Crescent &
Canberra Avenue Manuka
ACT 2603

Applications not accepted in-branch. Apply online here

Fax 03 9663 2217

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Warning about Borrowing
Club Money loans range from $250 to $5,000 and can extend over a period of between 61 days and 12 months. Use the Money Smart Loan calculator to work out repayments.

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SHORT TERM LOANS UP TO $5,000


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!WARNING - Do you really need a loan today?*



It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.