Cash loans can be a good solution. Here's when and where.

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A cash loan gives you fast access to money when and where you need it.

Like all finance options, though, cash loans, are more suitable in some circumstances than others. In this article, we’ll look at four common situations where a cash loan may be an appropriate solution.

Examples in this piece are inspired by real world scenarios. They do, however, feature fictional characters.Any resemblance to specific individuals is coincidental and unintentional.

For more information on cash loan terms and conditions, check out our cash loans page.

1. CLAIRE IS HIT WITH A BILL

Cash loans can be used to pay unexpected vet bills.

Cash loans can be used to pay for vet bills.

Meet Claire, she’s a mother of two, living in Sunshine in Melbourne’s west.

With two kids and only part time employment, Claire is very money conscious.

However, she is good at managing her finances. With a bit of thrift and clever budgeting, she is usually able to make ends meet.

This month, though, Claire has been hit with an unexpected bill. The kids’ dog Jack was bitten by a tick, and while Jack is recovering fine, Claire has been left with a hefty $900 vet bill.

A cash loan could be suitable for an unexpected and one-off expense such as this. It would cover this bill and broken up fortnightly (over a 6 month term), the repayments would become a manageable part of Claire’s regular budget.

2. SHANE HAS A FLAT TYRE

Cash loans to pay for car servicing

Cash loans can be used to pay for car servicing.

It’s raining, it’s cold, and Shane is stuck on the side of the road with a flat tyre.

Worst of all, he hasn’t replaced his spare, since he got that other flat a few months ago. So, not only is he stuck with two flat tyres, he needs to pay out for two replacements straight away.

In this situation, Shane could get the $250 he needs for his new tyres in as little as two hours with a quick cash loan. He can even apply online from his smartphone, while he waits for the roadside assist to arrive.

3. ASH FORGOT HIS ANNIVERSARY

Gifts can also be purchased with cash loans.

Gifts can also be purchased with cash loans.

Bills aren’t the only unexpected expenses, as Ash has just found out.

He’s just realised that today is his and his wife Amber’s anniversary. She’s bought him a beautiful new watch, and he hasn’t got her anything. Not only that but payday is still five days away.

Ash decides to take out a $500 cash loan to pay for a necklace for his wife.

While he’s caught short this week, he will be able to pay back the amount on the next few paydays by taking an extra shift each week.

4. TRISHA NEEDS EXTRA FOR HER NIGHT OUT

Cash loans can be used to pay for a night out.

Cash loans can be used for a great night out.

Life (thankfully) isn’t all about work and bills. Sometimes, we all need to let our hair down.

Trisha has friends visiting from out of town and has decided last-minute to have a night in the city with them.

Payday isn’t until the following week, so in order to cover the night out, she needs a little extra.

With a short term cash loan, Trisha was able to get access to $300 fast. That’s enough to cover dinner, drinks with her friends, as well as entry to their favourite club and a taxi ride home.

Best of all, Trisha can pay back the amount in full on the following payday.

“A cash loan gives you fast access to money when and where you need it.”

IS A CLUB MONEY CASH LOAN RIGHT FOR YOUR SITUATION?

At Club Money, we are a responsible short term lender specialising in providing short term cash loans for a variety of needs and situations. We provide a little extra for when you need it.

Not sure if a cash loan is right for you? Call us and speak with one our friendly team. They’ll be able to answer any queries regarding our service and cash loans.

Find out more online about cash loans or call us on 1300 792 932.