Life is unpredictable, and even with the best intentions it’s easy to find yourself in a situation where you need help, and money, to get you on your way. There are hundreds of different cash loans available on the market, but knowing if you can apply for a cash loan for your situation can be tricky.
Can you apply for a cash loan to replace those unsafe tyres on your car, or to cover the rental bond of your new home? Club Money provides short-term cash loans to suit all different circumstances.
Bad Credit Cash Loan
It’s not uncommon to get a little behind on your financial repayments. Sometimes life can throw a curve ball that you just weren’t expecting.
Scenario: Fiona had been making repayments on time for years until her job was suddenly made redundant. So, she put a few extra items on the credit card to make ends meet but couldn’t afford the repayments and interest. Now she has a bad credit rating, and when she applied for a cash loan, her application was knocked back.
The Solution: A less-than-perfect credit history shouldn’t stick with you. Club Money offers loans of up to $5,000, even if you’ve had bad credit. Just because you haven’t been able to make repayments in the past, doesn’t mean that’s the case now.
Applying for a Bad Credit loan with Club Money is simple and done online. We will need to check your financial situation to ensure the loan is right for you, but as long as you have 90-days of problem free banking and at least $250 of weekly employment income, your loan should be approved.
A Bad Credit Loan is just one type of cash loan Club Money offers. Find more about Bad Credit Cash Loans here.
Car Repair Cash Loan
What is it with cars? They always break down at the worst possible time, and they’re never cheap to repair. And why is it that every time you get your car serviced, a repair has to be made to fix a problem you didn’t even know about?
Scenario: For Tom, it will be tight getting to payday at the end of the month. Between paying for school camp, the gas bill and insurance, there isn’t much left in his bank account. But he’s budgeted well and thinks he’ll get there. That is until his car blows a timing belt and leaves him stranded without a vehicle, and with a huge repair bill. How will he get the kids to school and how will he get to work?
The Solution: Club Money can approve a Car Repair Cash Loan of up to $5,000 within a few hours, so you’ll be back on the road in no time. Club Money Car Repair Loans aren’t solely for car repairs; they can be used for other car related expenses including log-book servicing, registration and new tyres.
Find out more about Car Repair Cash Loans here.
Bond and Rent Cash Loan
Moving house is never a cheap exercise. Paying for removalists and cleaners as well as finding money for a bond can really stretch the purse strings.
Scenario: Rachael has to move out of her current rental because the owner has decided to move back in. She has 28 days to find a new home, organise moving all her belongings, and have the carpets and premises professionally cleaned. On top of that, she’ll need to come up with a bond for her new property before she gets the bond back for her current place. Where can she find the money to tie her over?
The Solution: With same day cash loans of up to $5,000 available for Bond and Rent, Club Money will make your move fast and stress-free.
Find out more about how to apply for a Bond and Rent Cash Loan here.
Medical Cash Loan
One of the hardest things to predict in life is your health. You or your loved ones can fall ill or be injured at any time without warning. Figuring out how to pay for medical bills is usually the last thing on your mind, but it can cause a lot of unnecessary stress when the focus should be on recovery.
Scenario: Ben’s playing backyard footy with the kids when he slips and falls. The result is a broken arm that requires surgery to reposition the bone. Ben has private health cover, but he is still hit with out of pocket expenses for the hospital, doctors and the physio. To top it off, he’ll be off work for the next four weeks while he recovers. How does Ben cover the medical bills? He can’t just ignore a broken bone.
The Solution: Club Money offers fast cash loans of up to $5,000 to cover medical expenses, so the only thing you have to worry about it getting back on your feet.
Find out more about Medical Cash Loans: these can be applied for online and over the phone.