Get back on the road today with a car finance solution from Clubmoney.


For many Australians, owning your own car is still a necessity. Public transport may be readily available or scarce depending on where you live. Maybe you’re a first-time car owner or just someone who needs a little financial assistance getting back on the road? It can be hard to find a fast and reliable solution for car finance. Unexpected costs from vehicle repairs can leave anyone out of pocket and put unnecessary stress and pressure on everyday situations.

For more information, check out our car registration loans and car repair loans and apply today.

Lump sum payments

Vehicle running costs are on the rise. The average cost of maintaining your vehicle such as repairs and registration can become an obstacle for anyone getting out on the road. In 2017, Vehicle Registration in Victoria costs $785 per year and must be paid in a lump sum on the same date each year.

A regular service could cost anywhere from $150 – $800 depending on the make and model of your vehicle and its age. For an average car that’s driven 15,000 miles a year, all costs of ownership added could be up to $8,698 per year, according to AAA’s 2015 Your Driving Costs study. That’s about $725 a month.

One of the most stressful and challenging parts of owning a car can be paying off those lump sum payments on registration and repairs. Payment plans are not currently available through state road authorities, and there is no understanding or leniency given to those experiencing financial hardship.

Some auto repair centres can offer capped price service programs, but that doesn’t eliminate the obstacle of a lump sum payment.

Faster finance solutions

Urgent car repairs either to a work vehicle or the family car can leave you with nowhere to turn. Many people require their vehicle to complete their work which means being unable to afford a well serviced, registered vehicle can threaten employment opportunities.

People who rely on their ute, truck or van for their livelihood, can suffer sudden financial stress when faced with unexpected mechanical issues on top of the average running costs. Clubmoney can help you out with a fast, short-term loan to cover the annual costs such as registration or car repairs and servicing.

Accessing funds from traditional avenues can be difficult for some people. A low income, bad credit rating, low savings or past defaults can prevent access to funds. We don’t discriminate on customers based on their financial situation. We’ll take the time out to listen to you and offer the best payment options suitable for you.

Clubmoney can help by providing fast cash loans or short term payday loans, to cover your yearly car expenses. The terms of the loan are transparent, and all clients know the exact amount of their repayments, the costs involved, and any default fees applicable.

We believe car finance support can be a great benefit to those who are perhaps struggling to meet costs. Our highly-regulated service means that Australians in need can apply for a car repair loan or car registration loan to suit their situation.

If all goes well, you we could approve your loan within 30 minutes, guaranteeing the mechanic or service centre gets paid and you get back on the road. It’s a win-win situation for everyone involved!

Easy application

Applying for a car registration or car repair loan through Clubmoney is an easy and hassle-free process:

  1. We recommend you read our pages on pricing and lending criteria. If you’re still unsure about whether you meet the lending criteria, you can always call our dedicated call centre team on 1300 242 274.
  2. After reviewing this information, you can head straight to the online application form to get started.
  3. Within 30 minutes of receiving your application during business hours, we can review and assess your application. If your application is successful, we will get in touch promptly to finalise and approve your loan.

Clubmoney grants you instant access to funds once your loan has been approved. Remember that transfer times can vary depending on which bank you’re with.

Get in touch today

Our easy online application and fast approval gives people access to same day, simple cash loans to relieve the stress in seconds. If you have registration due soon or need to repair your vehicle, you can get fast, reliable, cash loans to get through and keep you on the road.

Check out our pages on car repair loans and car registration loans to find out more on how to apply. Alternatively, you can call one of our friendly and knowledgeable team on 1300 242 274. No matter your situation we won’t discriminate. Our team will take the time to listen to you and answer any questions you may have in regards to vehicle running loans.