Enjoy big savings on small cash loans
0% interest on fast cash loans*
0% interest for the first month only.
1 MONTH INTEREST FREE & 25% OFF MONTHLY FEES*
20% Establishment fee and 4% Principal per month - total cost of $1000 paid over 90 days. Annual Percentage Rate (APR): %
*Discount rate offer shown above applies to customers who have no other Small Amount Credit Contracts, have 90 days of reversal free banking, been employed in the same job for 3 months and also meet our usual lending criteria.
At Club Money, we provide fast and easy cash loans of up to $2000 for life's unexpected expenses.
Right now, we're offering our customers 1 month interest free, plus 25% off every month after.
Benefits of a Club Money cash loan:
So, don't get caught out. Cover yourself with a short term cash loan today and save!
For applicants with no current small amount credit contracts. Affordability and eligibility requirements apply. Australia Credit License: 443310
Urgent bills happen. So do last-minute plans and unexpected expenses. Sometimes what you've budgeted for isn't enough to cover it all. It's at those times that you need a little extra cash, and that's where we come in. We provide cash loans for when you need money now, not later.
Some lenders ask you to fill out long and complex forms. Not so with Club Money. We know that if you need money in a hurry, the last thing you want is a complicated and time-consuming application process. That's why we've made applying for a loan with us quick and simple.
Apply now, and you could have $250 to $2000 in your account by the end of the day. All we require for your application is confirmation of your identity, as well as evidence of your ability to repay the loan – this means details outlining regular employment with a take-home pay amount of at least $1000 a month.
The internet has revolutionised the way we live. It's transformed the way we work, chat, and play. It's also changed the way we manage our finances. Unfortunately not all lenders have gotten the memo. Bank queues, long waiting periods, and unhelpful staff are still all too common.
At Club Money, we use the latest technology to make getting a cash loan fast and easy. You can apply for a loan with us on our website via your smartphone, tablet, or computer. And once approved, we transfer your money straight away.
Transfer time will still depend on your financial institution. However, in some cases where customers have had an account with a major Australian bank such as Westpac or NAB, the transfer has taken just two hours. Though, if you're with a credit union or a smaller bank, transfer can take a day or two. Should you apply with us late in the day or on the weekend, we'll review your application first thing on the next business day.
From our easy application process to our manageable and flexible repayment schedules, we always aim to make the Club Money experience effortless and worry-free. Apply today and see for yourself how easy getting a little extra money can be.
In many ways, a cash loan is one of the simpler forms of finance. Other loans can have compounding interest, fixed or variable interest rates, and charges that seem to come out of nowhere. It can be hard to keep up. A loan from Club Money is different. We put all of our fees upfront so you know exactly what you'll pay and when.
We don't charge interest on any of our loans. Instead, we charge just two standard fees: a one-off establishment fee and a monthly loan fee. Penalty fees may also apply for late or missed repayments, but these can be waived in some instances. For full fee details read our fee statement.
Do you have bad credit? You're not alone. Thousands of Australians every year have loans denied because of bad credit. A poor credit rating can make making plans, obtaining finance, and applying for various services difficult. We, however, may be able to help.
We regularly say yes, when banks say no. We understand that credit history alone doesn't tell the full story, and because of this we offer loan solutions to many customers who have been denied elsewhere. So, if you've been turned down by other lenders, call us, you may be surprised.
Apply now and you could get approval for up to $2000 today, even if you have poor credit. Our cash loans are fast, easy, and flexible. We only charge easy-to-understand fees. And you can choose any loan repayment period between 16 days and 12 months, so you can repay when and how it suits you.
So you're ready to apply? Great! Here's what to do next. First, you'll need to check that you meet our lending criteria. You must be an Australian resident, 18 years or older, earning more than $1000 per month, with a bank account in your name. If that's you, then you're good to apply.
To apply, you'll need 100 points of ID. This can include your driver's licence and your Medicare card. You'll then need to supply your bank details, so we know where to transfer your chosen amount. We'll also need to contact you, so we ask for a current phone number and email address.
It's worth double-checking our fee statement and our policies too. As with any loan, it's important to understand the ins-and-outs before applying. Once you're familiar with our fees and policies, you can submit your application on our website.
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Applications not accepted in-branch. Apply online here
Fax 03 9663 2217
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Recommended Resources
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
