Get a fast emergency loan in three easy steps



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If you need cash for an emergency situation, then you need it as soon as possible. That's why our application process is quick and easy. Check out our fee statement and lending criteria to make sure an emergency loan is right for you, then applying only takes a few minutes.


We review it

During business hours, we review all applications within half an hour of receiving them. We work hard to make sure you can get your emergency cash loan as quickly as possible. You can still apply outside of business hours, and we'll review it first thing on the next business day.


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Once you've been approved, we'll get in touch with you to finalise everything. After that, we transfer the emergency cash loan funds to your bank account instantly. We do everything we can to make this as fast as possible, but transfer times do vary between different banks.

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Emergency loans can help people get back on their feet after a disaster.

There are all kinds of situations which can be very expensive to deal with and you might struggle to make ends meet, even if you're covered by insurance.

A situation like a fire, heavy storm, or burglary can cause you to need home repairs or replace some belongings. In any kind of emergency situation, an emergency cash loan can help you get back on your feet.


We know time is of the essence when you need an emergency cash loan.

We review all applications within 30 minutes of receiving them during business hours. If you apply overnight or on the weekend, we'll get to your application first thing on the next business day.

We'll get in touch with you to let you know the outcome so you can get your emergency cash loan as quickly as possible.

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Dealing with an emergency situation isn't always predictable, so we're flexible.

We know that life is unpredictable, especially if you have to deal with an emergency situation. That's why we can be a bit flexible if you need it.

If you're having troubling making your emergency cash loan repayments, you just need to get in contact with us and we can restructure your loan so that it's more manageable for you.

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Dealing with an emergency is complicated, we're not.

We know life is complicated enough, so we try to keep things simple. When you apply for a loan, you'll know when your payments are due, how much the repayments are, and the total number of repayments you need to make.

With all the information you need, it's easier to manage your emergency cash loan and get your life back on track.


We're a licensed lender and our policies are regulated by the Australian government.

As a licensed Australian lender, we have responsible lending obligations and we take them seriously. We don't approve emergency cash loans if they are going to be unsuitable or unaffordable for the customer.

All our lending policies and practices are regulated and we are compliant with all the relevant Australian standards.

Dealing with a disaster is never easy. An emergency cash loan can help you make ends meet while you get back on your feet.

Emergency cash loans can be a suitable option in a variety of difficult circumstances. You could be waiting for an insurance payout for a long time and that might leave you in a difficult financial situation in the mean time.

Whether you need to pay for home repairs, replace some belongings, or both, an emergency cash loan can help you make ends meet.

If you need an emergency cash loan, apply online today.

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Start Your Application

!WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.