How can you apply for a fast loan today?




Call our team on 1300 242 274 to ask for a fast loan over the phone.



You can also apply for a fast loan online.

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Loan requirements

To ensure fast approval, make sure that you meet our minimum lending needs:

  • You must make a minimum of $1,000 take home per month.

  • You must be 18+ years old and an Australian resident.

  • You must have a bank account in your name.

  • You will need 100 points of ID.


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What makes a Club Money fast loan fast?

  • Fast application
  • Fast approval
  • Fast transfer
  • Fast repayment
  • Fast customer service
Instant loans

A fast loan takes just minutes to apply

The first step in a fast loan is the application stage. Don’t worry – this isn’t an application as complicated as a bank loan. A fast loan doesn’t have a lengthy application process. Not with Club Money. If you meet our minimum lending criteria, all you need are some identification and your internet banking details. The application process can take minutes.

It doesn't matter who you are, or what your history may be, a fast loan could be for you. There’s no security required – that means you don’t need to put up your valuables in exchange for a loan, like a pawn broker.

Instead, all you need to do is meet our minimum lending criteria. This includes earning, at least, $250 a week from regular income, and have a recent bank statement that demonstrate that you’re right for a fast loan. Then call up the team during business hours, or apply online at any time. The next step? Approval!

Fast approvals

You can be approved for your fast loan in 30 minutes

After your application, the next step is approval. This step is where our team will look over your loan to make sure it meets our minimum loan requirements – we need to be sure that a fast loan is an appropriate option for you! As soon as we’re done, we’ll notify you of your loan approval – this whole process can be done in as little as 30 minutes during business hours.

Bank loans, on the other hand, require extensive credit checks. A loan or credit card with a bank can take days or weeks as they make sure that you meet strict lending criteria, verify employment and request your credit history. These may be essential checks for large amounts of credit, but not necessary when you only need $250 - $2000.

To make sure that your approval is as fast as possible, apply during our regular business hours of between 9am and 6pm weekdays. Also, ensure that your application is 100% accurate and entirely complete and that you meet all our necessary criteria.

Fast loans

Transfer in a matter of hours

So, let’s say you’ve applied for a Club Money fast loan and have been approved. Once you receive approval, you’ll need to read and sign documents, as well as provide any additional information we need. So if you apply for a loan and need it quick, make sure that you’re available to accept, sign and send back this information!

That’s great! But of course, the next thing on your mind is: when does the money hit my bank account? Well, more great news: you could have the money in your bank account in as little as an hour and a half, depending on your banking institution and time of day.

If you have applied late in the day, then you can expect that we'll release your funds during our final banking for the day, usually between 4.30pm to 5pm. Our banking facilities are provided by Commonwealth Bank, and in our experience customers who hold their preferred account with Commonwealth may receive their funds quicker. Customers with their preferred account with smaller banks and credit unions may receive their funds up to 24-48 hours later.

flexible loans

No lengthy contracts – pay back in as little as 61 days

One of the best features about a fast loan is the flexibility. That is, you have the option and the flexibility to repay your loan, your way. For many other finance options, such as leasing or ‘rent to buy’ contracts, a fast loan doesn’t lock you in for a lengthy contract. If you know that money is just around the corner, then you can nominate to pay back the loan in as little as 61 days. It’s quick cash – done and dusted.

In most cases, how long you choose to repay your loan will depend on a number of factors, including the amount of the loan. IF you just need $250 to tide over the rest of your holiday, then you could have that paid back by your next payday. On the other hand, if you need $5,000 to give your car some urgent repairs, you might want to nominate paying the loan back over the course of a 61 days, up to a maximum amount of 12 months.

If your circumstances change, then that’s easy too. We’re open to managing your loan – if you want to reschedule a repayment, then we are happy to help. Just contact the team to see what can be done – after all, we want our customers to manage their loan as efficiently as possible.


Questions about your fast loan? Then contact our team!

Finally, at every step of the way is our customer service team. We’re based in Melbourne, so we’re always ready to chat during normal Australian business hours. Whether you want to apply for a loan or keep us up to date on changes in your situation, our friendly team can help.

When customers review our fast loan, the level of customer service is always a highlight of the service. “I do appreciate all of your help at the time of the loan,” says Club Money customer Theresa to one of our team members, “You have made my life so less stressful with everything that has been going on.”

Our team are here to help. When you’re a Club Money customer, you have access to our customer service team. If you have any queries or questions about your loan repayments, then pick up the phone or send an email, and our friendly team will look into it straight away.

Apply for a fast cash loan with Club Money

At all stages – from the application, approval, transfer, and repayment – a fast loan from Club Money is the fast finance option. And our customer service team are here to help you.

So, if you need cash fast, then go with a fast loan. Apply with Club Money online, or call the team on 1300 242 274 today.



Start Your Application

!WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.