Fee Statement


Please read below so you are fully aware of charges that do, and may apply. When the agreed repayment schedule is adhered to, you'll only be charged the loan establishment fee and the monthly loan fee. Default and collection fees may apply as below.

Loan Fees and Charges

Loan Establishment Fee
20% of principal
Monthly Loan Fee
4% of principal per month
Fees that may apply
Payment Dishonour Fee
$15.00 is applicable each time a direct debit or other payment is not made in full or at a time a repayment is rescheduled forward at your request.
Arrears Letter Fee
$15.00 is applicable if your loan is in arrears and we find it necessary to write to you about the situation.
Default Notice
$25.00 is applicable if your loan is in arrears and we find it necessary to issue a Default Notice.

 

SHORT TERM LOANS BETWEEN $250 AND $1,500


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!WARNING - Do you really need a loan today?*



It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.