Need Money? We Can Help.

Everyone gets a little short on cash from time to time. A same day loan from Club Money is a convenient way to tackle these inconvenient moments. We offer same day loans of up to $5,000 from anywhere in Australia.
Sounds too good to be true? Have questions? Call our team on 1300 242 274 or apply online.


Call our team

Chat to our Australian support team on 1300 242 274. We’re available between 9am and 9pm weekdays.


Apply online

Start your application online. Wherever and whenever, 24 hours a day.

Apply Now

Our loan requirements

  • You must make a minimum of $1,000 take home per month.

  • You must be 18+ years old and be an Australian resident.


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Why Try Club Money?

  • Easy
  • Fast
  • Convenient
  • Bad Credit History
  • Manageable

Online, or over the phone

Not all loans are easy. Some loans require a lengthy application processes and extensive credit, home and employment checks. Even after this process – if you are lucky enough to get approved – it can take days or even weeks to finally see the money in your bank account.

At Club Money, we’re different. We don’t offer large loans with lengthy approval processes. We specialize in bite-sized same day loans, ideal for smoothing over brief shortfalls in cash.

What makes our same day loans so easy? How are we able to offer same day loans? With loans of up to $5,000, extensive documentation isn’t necessary. All we need is to verify your identity and your ability to pay the loan back with regular employment making at least $1000 a month. That’s it!

Once you send in your application, we’ll approve your loan the same day and even send you the funds. You’ll have the cash you need in no time flat!


Approval in 30 minutes

Unexpected expenses can pop up out of nowhere fast, and often at the most inconvenient of times, too. “When it rains, it pours” is an old adage that seems to always apply when it comes to bills, expenses and unforeseen costs. That’s why you need access to cash just as fast as these expenses can pop up.

A same day loan from Club Money is fast. "How fast?"

Well, if you apply during normal business hours (our online application process takes minutes!), we can approve you within 30 minutes and have funds sent to you by close of business.

Before you know it, you’ll have cold hard cash, ready and waiting in your nominated bank account. That’s the magic of a same day loan! Knock down those expenses as fast as they appear, and get back on with your life.


A loan on your terms

Busy schedules, work and family commitments often mean that we find ourselves short on time. And when you’re also short on cash, you can really feel under pressure. At Club Money, we aim to eliminate the stress of these situations by giving you access to quick cash when you need it.

Once, getting access to this cash required seeing a bank manager. Or, even worse, visiting a dodgy pawn broker and putting up one of your prized valuables as security for a loan. Thankfully, those days are long gone!

Now, same day loan services can be accessed easily online or over the phone. And at Club Money, we aim to make your experience getting a same day loan as quick and easy as possible.

Simply access our online application form and you’ll have your same day loan application completed within minutes! Or, if you prefer, you can talk to one of our team members over the phone. Get a same day loan from Club Money your way.

Bad Credit History

Bad credit history holding you back?

For some of us, getting a loan is not so straight-forward. A bad credit history can be a guaranteed way to send the bank manager running – or at least get your loan application rejected! But at Club Money, we're different – we understand that a bad credit history isn’t what it always seems.

Either through bad luck or past mistakes, carrying a bad credit history is a burden that some of us have to bear. A previous bankruptcy, for instance, can hang over your history for up to seven years – long after your actual circumstances and financial habits have changed. Or a mix up in the post may have been the reason for a defaulted bill. A bad credit history doesn’t always reveal the whole picture.

So when it comes to same day loans, we are not as fussy as the banks. We offer our same day loans to almost everyone, including those with a bad credit history. We only look at your current ability to pay, not your past financial troubles. We think that’s fair enough, don’t you?


Bite-sized loans, made for you

One of the benefits of a same day loan is that it's bite-sized finance, ready to go whenever you come up a bit short before pay day. In many ways, a same day loan is easier than other forms of finance, including credit cards and personal loans. From the fast application process to managing repayments, a same day loan is a smooth source of finance.

Unlike a credit card, a same day loan is a one-off loan. There is no way for you to keep redrawing on the account with a frivolous purchase or two – it’s a one-time direct debit to your bank account. You then choose your repayment period so that it's matched to your pay cycle. This means that as soon as you get paid, you’ll then automatically start chipping away at your loan, piece by piece. In many cases, it only takes a few months to completely pay if off.

And, if you do run into trouble, we’re here to help. Simply let us know if you’re coming up short for one of your repayments and we’ll make sure that you don’t receive a financial penalty. We want to make sure your loan is as easy to manage as possible, so that you can move on with your life as quickly as possible.

Catch expenses before they catch you

A same day loan from Club Money will put you at ease within 30 minutes, knowing that cash is on the way to your bank account. Those bills? Gone. School supplies? Sorted. Washing machine? Fixed! That's the power of a same day loan.

For whatever purpose, same day loans are an ideal solution to smoothing over the bumpy road that can be the game of life. With up to $5,000 made available to you, repaid back in a way that suits your needs, you can tackle a financial challenge the quick, easy and flexible way.

How could you use a same day loan? Apply online or call up the Club Money team today, and you could get cash released to your bank account as early as today.



  • Can I get a same day cash loan?

    Yes. If you apply for a loan during business hours, then we will review your application within half an hour. If you are approved, then the funds can be in your account within a few hours. However, transfer times depend on your bank.

  • How long does it take to get a same day loan?

    It can be as fast as one hour or it may take until the next business day. Applying only takes a few minutes and we respond to your application with 30 minutes during business hours. After that, money transfer times depend on your bank.

  • Can I get a same day loan with bad credit?

    Yes. As long as you have at least 90 days of problem free banking and $250 of employment income per week, you are still eligible for a same day loan with bad credit.

  • Can I get a same day loan online?

    Yes. We only take applications online. Our application process is quick and easy so you can get your same day loan sooner.


Start Your Application

!WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.