We Can Help You.

If you need money fast, Club Money could help. We offer fast online loans Australia-wide up to $5,000. So why not chat to our friendly customer service on 1300 242 274 or apply online. It's easy!


Call us

WE CAN HELP YOU. OUR PHONE LINES OPEN between 9am and 9pm.
Call US: 1300 242 274


Apply online

Fill in the online application form 24 hours a day.

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How to Qualify

  • Making a minimum $1,000 take home per month?

  • Are you are 18+ years old and an Australian resident?

  • Do you have a bank account in your name?

  • Have you got 100 points of ID?

  • If you have these 4 things, CLUB MONEY can help you TODAY.


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Yes to fast and easy loans

  • No queue
  • No hidden fees
  • No hassles
  • No worries
  • It's possible
Fast loans

How long does it take to apply?

You can apply for an online loan with Club Money in a matter of minutes. Provided you meet our application criteria, all you need is 100 points of ID and a bank statement showing that you're receiving at least $1000 a month in take-home pay. We'll also need your phone, email, and bank details, so we know where to call you back and where to transfer your money.

Once you have all of the above, visit our website and submit your details. One of our friendly team members will get back to you regarding approval. During normal working hours, we can get back to our customers in as little as 30 minutes. If it's late in the day or on the weekend, we'll get back to you early on the next business day.

Club Money is an online only service, so with us you'll never be caught in an hour-long bank line. Our knowledgeable staff can answer any of your queries quickly and in language you understand. We make applying for a loan fast and easy.

Fast approvals

What are your loan fees?

We know that no one wins when lenders hide charges or mislead customers regarding fees. That's why we detail all of our fees on our website, and why we're happy to answer any questions you may have about our charges over the phone.

Unlike many other loan options, including bank loans and credit cards, we do not charge compound interest on our loans. Instead, we charge fees. Those fees are a one-off establishment fee of 20% of the principal (amount borrowed) and a monthly fee of 4% of the principal. Penalty fees may also apply for late or missed repayments. Click to read our fee statement in full.

At Club Money, we want all of our customers to make an informed decision about their loan needs and loan options. From our easy application process to our manageable and flexible repayment schedules, we always strive to provide the highest standards of openness and integrity.


What is your application and repayment process?

Our 3 step application process makes applying for an online loan fast and easy. To get started, simply visit our website and hit 'apply now'. From there you'll be asked to input your desired loan amount, a brief description of what you plan to use the loan for, as well as your identification and account details.

We'll take it from there. One of our professional team members will review your application and will get back to you regarding approval. This can take as little as 30 minutes during normal business hours. Once approved we'll transfer your money into your chosen account.

Once your loan repayment schedule has been agreed upon and your funds have been issued, repayments will begin on the chosen starting date. We'll direct debit your account as per your repayment schedule, so you always know how much you'll pay and when.


What if I can't make a repayment?

We understand that circumstances change. Unexpected bills, illness, and changes in your employment situation can all affect your ability to make scheduled repayments. We get it: sometimes what you plan for isn't what happens. That's why we're flexible and happy to help when circumstances change.

If for whatever reason you're unable to make a payment, get in touch. Provided you notify us 12 hours prior to your scheduled direct debit, we may be able to waive penalty fees associated with late or missed payments. We can then work with you to rearrange your payment schedule to meet your new situation.

We want your loan repayments to be a regular and straightforward part of your bill cycle. That's why we make payments as simple as possible, with no ballooning compound interest costs. We always strive to make repaying your online loan easy and worry free.


My situation is unique, can I still apply?

At Club Money, we provide online loans to wide range of Australians, many of who are in less than straightforward situations. Some of our customers are self-employed, others have a bad credit history. So contact us, we may be able to help, even if your circumstances are a little complicated.

To qualify, you must be at least 18 years of age and an Australian resident. You must have a bank account in your name and 100 points of identification. You must also be making a minimum $1000 take home pay per month. If you meet these requirements, then you're good to apply!

Our application process can take just minutes. In some cases, your money will transfer on the same day. So whether you need a loan for an unexpected bill, holiday, or special event, submit your application today.

We understand that sometimes expenses pop up when they are not expected, leaving you short of cash and placing you under unnecessary stress.

We provide short term loans online to help you take charge of your situation — no hassle, no bank lines and no long approval process.

You could be eligible for fast cash online, anywhere up to $5,000 depending on the information you provide.

A small online loan is a short term loan with approved over the internet. You can repay at your own pace, over a period of between 61 days to 12 months. No need for a guarantor or security!



Start Your Application

!WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.